Mortgage Rates

/Mortgage Rates
Mortgage Rates2018-08-21T14:58:55+00:00

Let us help you reach your financial goals with great mortgage rates:

Product Rate APR Months
Payments
15 Year Fixed Rate 3.875% 4.076% 180 $1,210.18
30 Year Fixed Rate 4.375% 4.491% 360 $823.82
Important Loan Information
APRs based on $165,000.00 loan amount single family residence with 25% down payment and a 740+ FICO. Loans with less down payment may require mortgage insurance which will increase monthly payment. Taxes and insurance required but not included in payment amounts. The actual payment will be greater. Stated rates are not eligible for loan modifications. Maximum 45-day rate lock. Contact our Mortgage Loan Originators for details on all our mortgage products.
All rates subject to credit approval, subject to change without notice and effective as of: February 20, 2019. Rates displayed on this page are for loan amount of $453,100 or less. Higher loan amounts are available. APR=Annual Percentage Rate. Equal Housing Lender.
Product Rate APR Points
Months Payments
1/1 ARM
(1 Year Libor)
3.250% 5.1857% 0.000% 1-12
13-360
$718.09
$905.66
3/1 ARM
(1 Year Libor)
3.750% 4.997% 0.000% 1-36
37-360
$764.14
$899.05
3/3 ARM
(3 Year CMT)
3.875% 4.958% 0.000% 1-36
37-360
$775.89
$888.46
5/1 ARM
(1 Year LIBOR)
4.000% 4.889% 0.000% 1-60
61-360
$797.74
$894.31
5/5 ARM
(5 Year CMT)
4.375% 5.064% 0.000% 1-60
61-360
$823.82
$910.72
7/1 ARM
(1 Year LIBOR)
4.625% 5.046% 0.000% 1-84
85-360
$848.33
$899.53
Important Loan Information
Interest rate, payment and APR for ARM loans may increase after consummation because interest rates are calculated on margins plus movable indexes. All conforming ARM products have margins of 2.50%. Interest rate changes on all products are limited to period maximums of 2% and life of loan maximums of 5%. Beginning payments represent actual principal and interest amounts due for $165,000.00 loan amount for 30 years on a single family residence. Subsequent payments are representative amounts based on the recent index value plus the margin for remaining term. Future index values may be greater (or less) than stated “recent index” values causing actual future principal and interest payments to be different than stated here. Contact our Mortgage Loan Originators for details on all our mortgage products.
APRs based on $165,000.00 loan amount single family residence with 20% down payment and a 740+ FICO. Loans with less down payment may require mortgage insurance which will increase monthly payment. Taxes and insurance required but not included in payment amounts, the actual payment will be greater. Stated rates are not eligible for loan modifications. Maximum 45-day rate lock.
All rates subject to credit approval, subject to change without notice and effective as of: February 20, 2019. Rates displayed on this page are for conforming loans (less than or equal to $453,100). Higher loan amounts are available. APR=Annual Percentage Rate. Equal Housing Lender.