Mortgage Loans

/Mortgage Loans
Mortgage Loans2018-08-21T14:58:57+00:00

Geauga Savings Bank offers many home financing options.

mother and daughter reading book

Whether you are buying a home or refinancing, we can assist you in securing the financing you need. Our loan specialists will get to know you and your situation and find the best loan for you.

Let our professionals help you with:

The advantage of a fixed rate mortgage is that the interest rate stays the same. A fixed rate mortgage provides you with the comfort of knowing your monthly principal and interest payment will never change for the duration of the loan, helping you plan for your financial future.
An Adjustable Rate Mortgage lets you take advantage of low interest rates. The interest rate typically is fixed at a lower initial rate for a set period of time and then it adjusts regularly based on the economic index.
These loans are for homebuyers who require larger loan amounts.  Jumbo loans are available in both fixed and adjustable rates.  These loans exceed the conforming amount, currently $417,000.
Depending on your situation you may be eligible for one of our special lending programs. These programs are designed for low-to-moderate income borrowers, may allow for greater underwriting flexibility, and may require low down payment requirements.

Contact our lending experts today for current rates and more information:

Scott Thomas – NMLS #1561428 | 440-867-3704

Karen A. Kenney – NMLS #422872 | 440-564-9441 x 147

Janette Knauf – NMLS #254947 | 216-462-0675

Ronald R. Webb – NMLS #732978 | 440-564-9441 x 142 | 440-476-5583 cell

Geauga Savings Bank NMLS #401480